I'm here
Yes, after a few days I'm back again, I can't really seem to stick at one task at a time lately, so my blog has been on the back burner as of late, hopefully starting from next wek my life will be taking a little more structure instead of me feeling like I'm a rabbit in headlights.

Even though I find a routine boring, I find that a lack of a routine completely makes you feel that you haven't really accomplished anything and that is what I have been feeling for a couple of weeks now.

What I have done to start putting some structure back into my life is by tackling my debts especially to my bank. I currently have a loan with my bank, there is another 2 years to run on it so what I have done is applied for a loan from a cheaper source, Lombard Direct, the loan costs me slightly more a month to pay off and also the amount is more than my original loan, the APR is far better than the APR on my bank loan, so what I'm going to do is settle my bank loan with some of the money, then use some of it to wipe out my credit card and overdraft at the bank and then put what's remaining into a savings accounts where I can deposit money whenever I want to into it and withdraw money at will without any penalties.

So hopefully my life will start to get better and will be relaxing more and thinking straighter.

Until the next time.